Privacy Policy

Privacy Policy for Money-Crafters.com

Last Updated: April 28, 2025

Money-Crafters ("us", "we", or "our") operates the Money-Crafters.com website (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms of Use.

1. Information We Collect and How

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected:

  • Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This may include, but is not limited to:
    • Email address (e.g., when you subscribe to a newsletter, comment, or contact us)
    • First name and last name (e.g., when you comment or contact us)
    • Any other information you voluntarily provide through contact forms or comments.
  • Usage Data (Non-Personal Information): We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, referring website addresses, and other diagnostic data. This information is generally aggregated and used to understand user interaction with the site.
  • Tracking & Cookies Data: We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

2. How We Use Your Information

Money-Crafters uses the collected data for various purposes:

  • To provide, operate, and maintain our Service
  • To improve, personalize, and expand our Service
  • To understand and analyze how you use our Service
  • To develop new products, services, features, and functionality
  • To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Service, and for marketing and promotional purposes (where you have consented)
  • To process your requests and respond to your inquiries
  • To send you emails (like newsletters, if you opt-in)
  • To find and prevent fraud and address security issues
  • To comply with legal obligations

3. Legal Basis for Processing Personal Data (GDPR)

If you are from the European Economic Area (EEA), Money-Crafters' legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it:

  • We need to perform a contract with you (though less common for a typical blog).
  • You have given us permission (consent) to do so (e.g., for cookies, newsletters).
  • The processing is in our legitimate interests and it's not overridden by your rights (e.g., for analytics, security, operating the site).
  • To comply with the law.

4. Cookies & Similar Tracking Technologies

We use cookies and similar tracking technologies (like web beacons and pixels) to track activity on our Service and store certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

Examples of Cookies we may use:

  • Session Cookies: To operate our Service.
  • Preference Cookies: To remember your preferences and various settings.
  • Security Cookies: For security purposes.
  • Advertising Cookies: To serve you with advertisements that may be relevant to you and your interests (used by us or third-party advertisers).
  • Analytics Cookies: To help us understand how our Service is being used.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service. You can usually find these settings in the Options or Preferences menu of your browser. We may also utilize a cookie consent tool to manage your preferences for non-essential cookies.

5. Third-Party Service Providers

We may employ third-party companies and individuals ("Service Providers") to facilitate our Service, provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose. Examples include:

  • Website hosting providers
  • Analytics providers (like Google Analytics)
  • Advertising networks (like Google AdSense)
  • Email service providers (if you subscribe to a newsletter)
  • Affiliate network partners

These providers have their own privacy policies governing how they use such information.

6. Analytics

We use third-party Service Providers to monitor and analyze the use of our Service.

  • Google Analytics: Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy

7. Advertising

We may use third-party Service Providers to show advertisements to you to help support and maintain our Service.

  • Google AdSense & DoubleClick Cookie: Google, as a third-party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet. You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

These third-party ad servers or ad networks use technology in their respective advertisements and links that appear on Money-Crafters.com and which are sent directly to your browser. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see. Money-Crafters.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. You may find information and opt-out resources via the Network Advertising Initiative (NAI) or the Digital Advertising Alliance (DAA).

8. Your Data Protection Rights (GDPR & CCPA)

We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

  • If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). These include the right to access, update, or delete the information we have on you; the right of rectification; the right to object; the right of restriction; the right to data portability; and the right to withdraw consent.
  • If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA). These include the right to know what personal information is collected, used, shared or sold; the right to delete personal information; the right to opt-out of the sale/sharing of personal information; and the right to non-discrimination for exercising your rights.

To exercise any of these rights, please contact us using the contact information provided below. We may need to verify your identity before responding to such requests.

9. Data Security

We implement reasonable security measures designed to protect your information from unauthorized access, disclosure, alteration, and destruction. We use technologies like SSL/TLS encryption for data transmitted to/from our site. However, please remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

10. Children's Privacy (COPPA Compliance)

Our Service is not intended for use by children under the age of 13 ("Children"). We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

11. "Do Not Track" Signals

We do not currently support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

12. Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

13. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.